| 摘要 |
<p>An information processing method for mediating financial transactions between individuals according to the present invention receives an approval request for financial transactions from an arbitrary terminal, obtains amount information related to the financial transactions and terminal identification information of a borrower, gives an answer of permission for the approval request received to the arbitrary terminal if it is confirmed that the financial transactions which is requested for permission is possible based on the credit use limit for the terminal identification information (for example, phone number) of the borrower and the amount information, provides information which is necessary for a redemption by installment of a transaction amount defined in the financial transactions to the other device if it is requested to the terminal of the borrower whether the financial transaction which answer is executed or not, and then it is answered that the financial transaction is executed, and notifies the terminal of a lender of the financial transactions that repayment for the financial transaction is guaranteed. In this respect, the credit use limit is corresponded to the maximum amount in which the borrower can use for settlement of arbitrary costs on the premise that the transaction amount is added to communication fees of the terminal of the borrower and is charged.</p> |
