Systems and methods for encoded alias based transactions

摘要

Disclosed is a computer based method for securing a financial transaction. A transaction device does not include any human readable data that can be used to identify the account owner and/or the transaction account. A first code and a second code are combined to determine an alias transaction account code. A transaction account is determined based upon the alias transaction account code.

主权项

1. A method, comprising:
obtaining, by a computer-based system for facilitating a secure transaction and from a virtual mobile transaction computer, first encoded data and second encoded data; obtaining, by the computer-based system, a plurality of alias transaction account codes by decoding the first encoded data; obtaining, by the computer-based system, a first alias transaction account code by selecting at least one of the plurality of alias transaction account codes; obtaining, by the computer-based system, a plurality of security keys by decoding the second encoded data; obtaining, by the computer-based system, a first security key by selecting at least one of the plurality of security keys; generating, by the computer-based system, a second alias transaction account code by encrypting the first alias transaction account code with the first security key; and displaying, by the computer-based system, the second alias transaction account code as part of an authorization request for a financial transaction.