WIRELESS CARD READER WITH CONTACTLESS AND CONTACT CARD INTERFACES

摘要

Methods, systems, and apparatus, for a payment card reader comprising: a frame, where the frame includes a top surface, a bottom surface, a first side surface, and a second side surface, a second side surface of the side surfaces on an opposite side of the frame from the first side surface, the first side surface including a groove configured to receive a swipe of a magnetic stripe card, the second side surface including a slot configured to receive insertion of a chip card; a magnetic stripe reader interface; a chip card reader interface; circuitry configured to direct signals from the magnetic stripe reader interface and the chip card reader interface to a microcontroller in the card reader; and circuitry configured to communicate wirelessly between the card reader and a computing device.

主权项

1. A point of sale system comprising a merchant portable communications device and a battery operated payment object reader, which together operate to receive payment object information at the battery operated payment object reader, to transmit the payment object information to the merchant portable communications, and to transmit the payment object information to a payment processing service:
the merchant portable communications device including:
a first Bluetooth adaptor,a user interface configured to receive a payment authorization from a holder of the payment object;a network communication interface configured to transmit payment object information to a payment processing service to process a payment transaction; and the battery operated payment object reader including:
a near field communication (NFC) interface configured to communicate with an NFC enabled payment object,a chip object reader configured to read a chip payment object,a second Bluetooth adaptor configured to communicate with the merchant portable communications device first Bluetooth adaptor,a microcontroller configured to execute instructions, the instructions effective to receive the payment object information from one of the NFC interface and the chip object reader, and to cause the second Bluetooth adaptor to transmit the payment object information to the first Bluetooth adaptor of the merchant portable communications device, anda battery configured to supply power to each of the NFC interface, the chip object reader, the second Bluetooth adaptor, and the microcontroller.