METHOD OF ELECTRONIC CASHLESS PAYMENT THROUGH A UNIQUE IDENTIFIER CREATED OFFLINE

摘要

The method of payment made through the Payer's device (2) involving an unique identifier (1), which may not be purely technical, and the Recipient's (Payee's) device (3), which is linked to the Authorization unit (4), while the financial settlement (9) is realized by online money transfer from the Payer's account (7) kept in the Unit of Account (5) to the Recipient's account (8) kept in the Unit of Account (5) based on the initiation of the secure transmission of encrypted unique identifier (1) from the Recipient's device (3) which is connected online to the Authorization unit (4).