Automated banking machine that charges a fee in exchange for dispense of clean currency bills

摘要

An ATM is configured to dispense both used currency bills that have been in public circulation and clean, new, uncirculated currency bills. The ATM provides users an option to receive the uncirculated currency bills in exchange for a clean cash surcharge fee.

主权项

1. Apparatus comprising:
an automated banking machine operable responsive at least in part to read user data to cause financial transfers,
wherein the machine includes at least one user input device,
wherein the at least one user input device includes at least one data reader,
wherein the at least one data reader is operable to read user data usable to identify a financial account of a machine user,wherein the at least one input device is operable to receive user input from a machine user,wherein the machine includes at least one display,wherein the machine includes a cash dispenser,
wherein the cash dispenser is operable to selectively dispense currency bills from the machine,wherein the machine includes at least one emitter operable to provide ultraviolet germicidal irradiation,
wherein the at least one at least one emitter is operable to produce a clean currency bill from a non clean currency bill,wherein the machine is associated with at least one controller,
wherein the at least one controller is configured to cause a determination to be made that user data read by the at least one data reader is associated with a financial account on which a transaction is authorized to be conducted through operation of the machine,wherein the at least one controller is configured to operate responsive at least in part to the at least one input device receiving at least one user input indicative of a user request for a particular amount of cash, to cause to be provided to the machine user an option to receive the particular amount of cash using clean currency in exchange for a clean cash surcharge fee,
wherein the at least one controller is configured to operate responsive at least in part to the at least one input device receiving at least one user input indicative of acceptance of the clean cash surcharge fee, to cause the cash dispenser to dispense the particular amount of cash using at least one clean currency bill,wherein the at least one controller is configured to operate responsive at least in part to the at least one input device receiving at least one user input indicative of non-acceptance of the clean cash surcharge fee, to cause the cash dispenser to dispense the particular amount of cash using at least one non clean currency bill.