发明名称 SYSTEM AND METHOD FOR FREQUENCY BASED REWARDS
摘要 In various embodiments, a frequency based reward system, method, and computer readable medium (collectively, the “System”) is provided. The System may comprise a reward program having a first portion and a second portion. The first portion may be configured to determine a first reward for a first transaction based on the amount of the transaction. The System may also be configured monitor a number of transactions associated with a transaction account. The second portion may be configured to determine a second reward in response to the number of transaction associated with a transaction account exceeding a threshold. The second reward may be a function of the total reward earned for all transactions associated with a transaction account for a period of time.
申请公布号 US2015235255(A1) 申请公布日期 2015.08.20
申请号 US201414254269 申请日期 2014.04.16
申请人 AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. 发明人 DESAI PAAYAL;LANE KATRINA;LIKOUDIS PETER;RAINERO STEPHANIE;SILVERMAN JOSH;SUMMERS PHYLLIS;TOBIN PETER
分类号 G06Q30/02 主分类号 G06Q30/02
代理机构 代理人
主权项 1. A method comprising: determining, by a computer based system configured for administering a reward program, that a first transaction is eligible for a first portion of the reward program and a second portion of the reward program, wherein the first transaction is one of a plurality of transactions, wherein the reward program includes an eligibility period having a start date and an end date, and wherein the computer based system comprises a processor and a non-transitory, tangible memory; determining, by the computer based system, a first reward associated with an amount of the first transaction, in response to the first transaction being eligible for the first portion of the reward program; associating, by the computer based system, the first transaction with a transaction account, in response to the first transaction being eligible for the second portion of the reward program, wherein a record of the first transaction is associated with the transaction account; determining, by the computer based system, a second reward based on an amount of a second transaction in response to the second transaction being eligible for the first portion of the reward program; determining, by the computer based system, that the second transaction was initiated during the eligibility period but that the transaction was settled after the end date; monitoring, by the computer based system, a number of transactions associated with the transaction account during the eligibility period, wherein each of the transactions associated with the transaction account were initiated during the billing period; determining, by the computer based system, a bonus reward in response to the number of transactions associated with the transaction account during the eligibility period exceeding a threshold, wherein the bonus reward is determined as a function of a base reward earned based on the amount of the transactions associated with the transaction account during the eligibility period, andwherein a total reward includes the first reward, the second reward, and the bonus reward; determining, by the computer based system, that a third transaction was initiated during the eligibility period but that the third transaction was settled after the end date; determining, by the computer based system, a third reward based on the third transaction for the first portion of the reward program and the second portion of the reward program; and adjusting, by the computer based system, the total reward with the third reward in response to the third transaction being settled, wherein the adjusting occurs after the end date.
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