System And Method For Secure Transactions

摘要

The present disclosure describes systems and methods directed towards a highly secure and intelligent, end to end provisioning, authentication, and transaction system which creates and/or consolidates user data for a unified profile for the user (e.g., a person, place, organization, object, etc.) to allow for the safe, secure, and verifiable exchange of information.

主权项

1. A method comprising:
wirelessly conveying first data, a user identifier, and an application identifier from a first device to a second device, wherein the first data is based on confidential data of a user and the user identifier is unique to the user; transmitting, from the second device to an authentication server, the first data, the user identifier, the application identifier, a second device hardware identifier, a third party identifier, a second device firmware identifier, and a transaction type identifier corresponding to a requested transaction type; at a computer processor of the authentication server, authenticating the second device hardware identifier and the second device firmware identifier based on the third party identifier; verifying that a third party is authorized to perform the requested transaction type for the user, wherein said verifying is based on the third party identifier; authenticating the first data and application identifier based on the user identifier; and performing a transaction for the user corresponding to the requested transaction type.