TRANSACTION AUTHORISATIONS METHOD AND SYSTEM

摘要

A method and associated system for performing a transaction using biometric input from a cardholder 20 to establish both the presence of the cardholder at a point of sale 10, cardholder identification, and the cardholder's informed consent to a particular transaction, cardholder consent. In some embodiments, a single, unusual biometric input, such as placing the little fingers of both hands on a fingerprint scanner 24a, is detected at the point of sale 10 to establish both cardholder identity and cardholder consent in a single, convenient action.

主权项

1. A method of performing a transaction, the method comprising:
authenticating a payment account; and establishing account holder verification by:
detecting a predetermined biometric input from the account holder to establish the presence of the account holder at a point of sale; anddetecting an ancillary predetermined user input from the account holder to establish the account holder's consent to the transaction.