DETERMINING USER AUTHENTICATION REQUIREMENTS BASED ON THE CURRENT LOCATION OF THE USER BEING WITHIN A PREDETERMINED AREA REQUIRING ALTERED AUTHENTICATION REQUIREMENTS

摘要

Systems, apparatus, methods, and computer program products are provided for determining a user's authentication requirements/credentials for a specific network access session based on the current location of the user in comparison to predetermined boundaries of location that have altered authentication requirements, in the form of, increased or decreased authentication requirements/credentials that differ from the standard authentication requirements.

主权项

1. An apparatus for determining authentication requirements for accessing a network service, the apparatus comprising:
a computing platform including a memory and a processor in communication with the memory; an authentication requirements module stored in the memory, executable by the processor and configured to,
receive, from a mobile communication device, a request for a user to access a network service, accessible via an executable application stored on the mobile communication device, that requires user authentication,in response to receiving the request, determine a current physical location of the user and a time associated with the request,determine that the current location of the user and the time are proximate to or within a predefined physical area during a designated time period, wherein the predefined physical area has altered authentication requirements, and wherein the altered authentication requirements provide for one of (1) increased or (2) decreased authentication requirements in comparison to standard authentication requirements used to access the network service, andidentify the altered authentication requirements associated with the predefined physical area and the designated time period, wherein the user is provided access to the network service in response to the user meeting the altered authentication requirements.