BIOMETRIC AUTHENTICATION OF MOBILE FINANCIAL TRANSACTIONS BY TRUSTED SERVICE MANAGERS

摘要

In one embodiment, a method comprises storing a biometric trait of a user in a data communication device of the user, comparing a biometric trait input into the device with the biometric trait stored in the device, generating a certificate authenticating the user within the device if the biometric trait input into the device matches the biometric trait stored in the device, and facilitating a financial transaction of the user using the certificate.

主权项

1. A user wallet access system, comprising:
a processing system that is located in a mobile phone; a non-transitory memory system that is located in the mobile phone and that stores instructions that, when executed by the processing system, provide a payment service provider application; a biometric trait data input device that is located on the mobile phone; and a secure information management system that is located in the mobile phone, that is coupled to the biometric trait data input device, and that stores biometric trait authentication data, wherein the secure information management system is configured to receive biometric trait data of a user from the biometric trait data input device, verify the biometric trait data using the biometric trait authentication data and, in response to the verification of the biometric trait data, provide access to the payment service provider application to perform a payment transaction.