| 摘要 |
<p>The present invention provides a card payment service system through a wireless communications network, a method thereof, and a mobile communications terminal having a card payment service function wherein credit card payment can be processed by using a mobile authentication certificate in a mobile communications terminal under a wireless communications network environment through an asynchronous Java Script & XML (Ajax) technology and a Java Script technology. The card payment service system comprises: a mobile communications terminal which includes an authentication certificate for card payment and a Java run-time library, embedded in a full browser, and performs a card payment process with respect to a payment amount of an electronic transaction on the wireless communications network by generating and transmitting an electronic document for a payment request by using the authentication certificate and the run-time library; a web server which requests a payment processing server to process card payment according to selection, in the mobile communications terminal, of card payment of the payment amount of the electronic transaction; and the payment processing server which provides Ajax-based card payment information data including information for processing the card payment to the mobile communications terminal upon the request from the web server for processing the card payment, receives the electronic document for the payment request based on input of the card payment from the mobile communications terminal, and processes the card payment.</p> |
