SETTLEMENT PROCESSING APPARATUS, INFORMATION PROCESSING SYSTEM, AND SETTLEMENT PROCESSING METHOD

摘要

A settlement processing apparatus according to an embodiment includes a user information storage unit, a first processing unit, a second processing unit, and an advertisement price setting unit. The first processing unit performs a settlement process of setting an amount obtained by deducting a fee of a financial institution from a transaction amount specified by a settlement request as a deposit amount from the financial institution based on identification information of a transaction user. The second processing unit performs a settlement process of setting an amount obtained by deducting a settlement agency fee including a fee of the financial institution from the transaction amount specified by the settlement request as a remittance to the transaction provider. The advertisement price setting unit sets a part or all of the settlement agency fees as an advertisement price of the transaction provider in an advertisement delivery of an advertisement delivery apparatus.

主权项

1. A settlement processing apparatus comprising:
a user information storage unit configured to store information for specifying a transaction user and identification information of the transaction user in a financial institution in association with each other; a settlement request reception unit configured to receive a settlement request containing information for specifying the transaction user, a transaction amount, and a transaction provider; an acquisition unit configured to acquire the identification information of the transaction user specified by the settlement request received by the settlement request reception unit from the user information storage unit; a first processing unit configured to perform a settlement process of setting an amount obtained by deducting a fee of the financial institution from the transaction amount specified by the settlement request as a deposit amount from the financial institution based on the identification information of the transaction user acquired by the acquisition unit; a second processing unit configured to perform a settlement process of setting an amount obtained by deducting a settlement agency fee including a fee of the financial institution from the transaction amount specified by the settlement request as a remittance to the transaction provider; and an advertisement price setting unit configured to set a part or all of the settlement agency fees as an advertisement price of the transaction provider in advertisement delivery of an advertisement delivery apparatus.