摘要 |
A method and system for authenticating a user conducting a payment card transaction using a payment card is described. The method includes comparing, in a secure element containing secured data including a first code and first payment card information associated with the first code, or a mobile device to which the secure element is connected, the first code with a second code provided as an entry at the mobile device, and the first payment card information with second payment card information of the payment card read from the payment card via a card reader of the mobile device when the payment card is near the card reader of the mobile device. The method includes transmitting user authentication information associated with the first code for conducting the payment card transaction when there is a match between the first and second codes and the first and second payment card information. |