SYSTEMS AND METHODS FOR PRICING ANALYSIS

摘要

A system or a method is provided to collect pricing information from offline merchants at various geographical locations. The pricing information may include prices of various items offered at different offline merchants. The pricing information may be stored and analyzed to determine pricing trends at different time or locations. The pricing information may be presented to a user to provide pricing analysis to the user. Further, a merchant may publish pricing strategies or rules to the system. The pricing strategies may indicate that prices of certain items sold at the merchant may change over time based on certain conditions. Thus, pricing information from the offline merchants may be provided to users at appropriate times. In addition, a user may provide pricing information of items purchased by the user to the system. As such, pricing information from various offline merchants may be obtained by crowd sourcing.

主权项

1. A system comprising:
a hardware memory storing information about a payment account of a user and a pricing information database comprising pricing information of products and services offered at merchants; and one or more processors in communication with the memory and adapted to:
determine a purchase target indicating a product or service to be purchased by the user;receive a location of the user;search the pricing information database for offline merchants near the location of the user who offer the purchase target for sale;perform pricing analysis on prices of the purchase target offered at the offline merchants; andpresent results of the pricing analysis to the user.