发明名称 METHOD FOR SECURING A TRANSACTION PERFORMED BY BANK CARD
摘要 Method for securing a transaction performed by bank card The invention relates to a method for securing a transaction made by bank card, the transaction involving the remote provision, by a user, of data existing in a bank card in his possession, method. According to the invention, such a method comprises: - a step (10) for obtaining data existing in the bank card (CB) to be used, called textual data (DT); - a step (20) for obtaining at least one portion of the textual data (DT) in the form of an audio data stream, called a sound sample (ES), resulting from the reading of the data existing in the bank card to be used (CB); - a step (30) for computing a current voice signature from said sound sample (ES); - a step (40) for comparing said current voice signature with a reference voice signature pre-recorded and associated with the textual data (DT) of the bank card; and when the reference voice signature (SVr) differs from the current voice signature (SVc) by a value greater than the first value defined by a predetermined parameter (PPd), a step (50) for rejecting the transaction
申请公布号 CA2877218(A1) 申请公布日期 2015.07.16
申请号 CA20152877218 申请日期 2015.01.09
申请人 COMPAGNIE INDUSTRIELLE ET FINANCIERE D'INGENIERIE"INGENICO" 发明人 LEGER, MICHEL
分类号 G06Q20/40;G06Q20/34;G10L25/60 主分类号 G06Q20/40
代理机构 代理人
主权项
地址