CASH POSITION FORECASTING WITH REAL-TIME ANALYTICS

摘要

A method, system, and computer program product for enterprise analytics. The method commences by requesting and receiving bank statement information from a bank computer where the bank statement information comprises at least a then current balance, then accessing a transaction repository to retrieve a transaction pipeline comprising deposit transactions and/or withdrawal transactions to be applied at future times to the then current balance. The method continues by forecasting a balance by applying at least a portion of the transaction pipeline to the then current balance. The resulting forecasted balance and reports are displayed for review by a user. The displays can include desktop or mobile displays or both. Transactions that involve multiple currencies can be converted into a selected currency of choice, and the balances and transactions are displayed in the denomination of the selected currency.

主权项

1. A computer implemented method comprising:
using at least one processor of a computing system comprising a management engine and a plurality of external and internal sources to amalgamate a transaction pipeline from a storage repository and bank statement information retrieved from at least two financial institutions, wherein the management engine interfaces with the plurality of external and internal sources over one or more communication facilities, wherein the management engine performs a process, the process comprising: receiving the bank statement information from the at least two financial institutions associated with one or more external sources, the bank statement information comprising at least a then current balance from each of the at least two financial institutions; receiving the transaction pipeline associated with one or more internal sources, the transaction pipeline comprising at least one of upcoming scheduled deposit transactions or withdrawal transactions to be applied at a future time to the then current balances; calculating a plurality of forecasted balances by applying at least a portion of the transaction pipeline to the then current balances; and displaying, on a desktop display or a mobile terminal display surface, at least some of the plurality of forecasted balances and a time-series of historical bank balances over a period.