| 主权项 |
1. A method for assessing a condition of an insured property for insurance purposes, the method comprising the steps of:
receiving, by a computer server, a first spectral image of radiation emitted from ground objects or the atmospheric mixing layer at the insured property at a first timestamp; receiving, by the computer server, a second spectral image of radiation emitted from ground objects or an atmospheric mixing layer at the insured property at a second timestamp later than the first timestamp; generating, by the computer server, a first spectral signature from the first spectral image, the first spectral signature comprising a first concentration of a molecular constituent; generating, by the computer server, a second spectral signature from the second spectral image, the second spectral signature comprising a second concentration of the molecular constituent; comparing, by the computer server, the first spectral signature to the second spectral signature to determine a spectral difference, the spectral difference comprising a concentration difference of the molecular constituent corresponding to a change in the condition of the insured property; determining, by the computer server, whether the spectral difference exceeds a first predetermined threshold value associated with the molecular constituent; and transmitting a message indicating potential insurance fraud if the first spectral difference exceeds the first predetermined threshold value. |
