发明名称 |
SYSTEMS AND METHOD FOR AUTONOMOUS VEHICLE DATA PROCESSING |
摘要 |
A system configured to determine an insurance premium associated with an account that covers a vehicle including an autonomous feature and a driver comprising a computer memory that stores biographical information including information regarding the autonomous feature; a processor that receives information associated with telematics data associated with the vehicle, concerning use of the vehicle and the autonomous feature; the processor further configured to determine discrete segments of use by the vehicle, and to determine a driver signature associated with each of the discrete segments of use; the processor further configured to generate a driver risk assessment responsive to the one of the discrete segments of use; the processor further configured to calculate pricing information based on the risk assessment and the biographical information; and a transmitter configured to transmit the pricing information to a user device. |
申请公布号 |
US2015187019(A1) |
申请公布日期 |
2015.07.02 |
申请号 |
US201414518750 |
申请日期 |
2014.10.20 |
申请人 |
HARTFORD FIRE INSURANCE COMPANY |
发明人 |
Fernandes Steven J.;Olson Paul Brendan;Prakash Pankaj |
分类号 |
G06Q40/08 |
主分类号 |
G06Q40/08 |
代理机构 |
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代理人 |
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主权项 |
1. A system configured to determine a premium associated with an account that covers at least one vehicle including at least one autonomous feature, the system comprising:
a computer memory that stores biographical information at least including information regarding the at least one autonomous feature; a processor that receives information associated with telematics data associated with at least one of the vehicle(s), concerning use of the at least one autonomous feature; the processor further configured to generate a vehicle signature relativity responsive to the received information and the stored biographical information; the processor further configured to calculate pricing information based at least in part on the vehicle signature relativity; and a transmitter configured to transmit the pricing information to a user device. |
地址 |
Hartford CT US |