Systems and Methods for Safe Payments

摘要

Systems and methods are provided for safe payments. For example, a payment operation event of deducting a preset amount initiated by a payer account based on a third-party payment platform is received; first feature information of the payer account and second feature information of a corresponding payee account are acquired; the preset amount is deducted from a first balance of the payer account according to the payment operation event; if the payment operation event is valid is determined according to the first feature information of the payer account and the second feature information of the payee account; and in response to the payment operation event being determined to be valid, the preset amount is added to a second balance of the payee account.

主权项

1. A method for safe payments, comprising:
receiving a payment operation event of deducting a preset amount initiated by a payer account based on a third-party payment platform; acquiring first feature information of the payer account and second feature information of a corresponding payee account; deducting the preset amount from a first balance of the payer account according to the payment operation event; determining if the payment operation event is valid according to the first feature information of the payer account and the second feature information of the payee account; and in response to the payment operation event being determined to be valid, adding the preset amount to a second balance of the payee account.