Mode switching to provide security for cash handling device

摘要

Methods and devices provide mode switching in order to secure cash handling devices. A cash handling device allows a first selection to be input in order to request an exchange transaction. Currency may be inserted into the cash handling device. A display may prompt a user to identify one or more requested denominations of currency. A user may then identify one or more of the requested denominations for the exchange transaction. Elapsed time may be counted after prompting the user to identify denominations. If the elapsed time exceeds a timeout threshold, the transaction may be switched from an exchange transaction to a deposit transaction and the inserted currency may be credited as a deposit into an account. Otherwise, the exchange transaction may proceed and the currency may be provided in the requested denomination.

主权项

1. A cash handling device comprising:
a processor; a scanning unit configured to scan currency that is inserted into the cash handling device; one or more stackers configured to store and organize currency based on denomination; a communication interface; and memory storing machine executable instructions that, when executed by the processor, cause the cash handling device to:
receive a first selection that indicates a request for an exchange transaction;enable inserted currency to be inserted into the cash handling device by a user of the cash handling device;determine whether a second selection is received that indicates at least one denomination;switch from the exchange transaction to a deposit transaction if the at least one denomination is not selected within a pre-determined period of time, wherein:
the exchange transaction and the deposit transaction are separate transactions that are conditionally performed by the cash handling device for the inserted currency during a single transaction occurrence;the exchange transaction causes the cash handling device to exchange returned currency having the at least one denomination for the inserted currency; andthe deposit transaction causes the cash handling device to credit an account for the inserted currency; andperform only one of the exchange transaction and the deposit transaction for the inserted currency, wherein performing only of the exchange transaction and the deposit transaction for the inserted currency includes:
performing the exchange transaction if the at least one denomination is selected within the pre-determined period of time; andperforming the deposit transaction if the at least one denomination is not selected within the pre-determined period of time, wherein performing the deposit transaction includes transmitting, via the communication interface, deposit information associated with the inserted currency to a financial institution for immediate, real-time recognition, and wherein the deposit information associated with the inserted currency that is transmitted to the financial institution for immediate, real-time recognition is configured to cause the financial institution to apply a non-provisional credit that is not conditioned on the inserted currency being transported from a client site where the cash handling device is located to the financial institution, the non-provisional credit being applied to a client account associated with the cash handling device.