发明名称 |
Systems And Methods Using A Mobile Device To Collect Data For Insurance Premiums |
摘要 |
A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data. |
申请公布号 |
US2015170289(A1) |
申请公布日期 |
2015.06.18 |
申请号 |
US201514630738 |
申请日期 |
2015.02.25 |
申请人 |
State Farm Mutual Automobile Insurance Company |
发明人 |
Bowne Benjamin F.;Peng Jufeng "James";Baker Nicholas R.;Marzinzik Duane Lee;Riley Matthew Eric;Christopulos Nick U.;Fields Brian Mark;Wilson J Lynn;Wilkerson Bryan T.;Thurber David W. |
分类号 |
G06Q40/08;G07C5/08;G01S19/13 |
主分类号 |
G06Q40/08 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
Bloomington IL US |