INSURANCE APPLICATIONS FOR AUTONOMOUS VEHICLES

摘要

Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance claims handling, underwriting, and risk assessment applications utilizing autonomous vehicle data.

主权项

1. A system, comprising:
a processing device; and a memory device in communication with the processing device, the memory device storing instructions that when executed by the processing device result in:
determining a level of automation of a vehicle, wherein the determining of the level of automation of the vehicle comprises (i) receiving, from a diagnostic device of a vehicle, data descriptive of a plurality of autonomous vehicle variables of the vehicle, and (ii) calculating a score for each autonomous vehicle variable of the plurality of autonomous vehicle variables;determining, based on the level of automation of the vehicle, a risk assessment for the vehicle;determining, based on the risk assessment for the vehicle, an insurance parameter for the vehicle; andcausing an outputting of an indication of the insurance parameter for the vehicle.