发明名称 |
SYSTEMS AND METHODS FOR PROVIDING, RELOADING, AND REDEEMING STORED VALUE CARDS USED IN TRANSIT APPLICATIONS |
摘要 |
The invention is directed to systems and methods of conducting transactions associated with a transit card. A method of conducting transactions may be conducted between a processor and a transit processor. Steps may include receiving a redemption request and determining if it is a pre-authorization request or a redemption; if the redemption request is a pre-authorization request, determining if the account is authorized for a particular transit type. If the account is authorized, communicating approval to the transit processor. If the account is not authorized communicating denial. If the redemption request is a redemption: determining if account value is sufficient to pay the redemption amount; if not, denying and if so approving the transaction and deducting the amount, and determining if the account value is below a pre-determined threshold for a particular transit types, and if so, updating the status of the account at a data store. |
申请公布号 |
EP2883216(A1) |
申请公布日期 |
2015.06.17 |
申请号 |
EP20130828598 |
申请日期 |
2013.08.06 |
申请人 |
E2INTERACTIVE, INC. D/B/A E2INTERACTIVE, INC. |
发明人 |
GRAVES, PHILLIP;SMITH, MERRILL, BROOKS;CHAKIRIS, PHIL, M.;PARLOTTO, MICHAEL |
分类号 |
G07B15/02;G06F13/00;G06F13/14;G06Q20/34 |
主分类号 |
G07B15/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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