发明名称 SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR ISSUING AND USING DEBIT CARDS
摘要 A system, method, and computer program product are used to issue and track debit cards. A system comprises an enrolling system that verifies an enrollee, associates an enrollee's main and overdraft account, and issues a debit card, an authentication system that receives information regarding a requested transaction of a debit card and that receives information regarding the main and overdraft account associated with the debit card and accepts or rejects the requested transaction based thereon, and a settlement system that generates a periodic report of at least one of the transactions, the main account, and the overdraft account. The overdraft account can be a charge or credit account.
申请公布号 US2015161607(A1) 申请公布日期 2015.06.11
申请号 US201414563992 申请日期 2014.12.08
申请人 III HOLDINGS 1, LLC 发明人 Bonalle David S.;Chong Emily A.;Chuang I-Hsin;Dardick Lauren E.;Elwood Jennifer A.;Gray William J.;Wong David J.
分类号 G06Q20/40;G06Q20/34 主分类号 G06Q20/40
代理机构 代理人
主权项
地址 WILMINGTON DE US