ASSIGNING DESCRIPTORS TO TRANSACTIONS

摘要

A transaction is received containing a plurality of sub-transactions. Each of the plurality of sub-transactions is associated with a category and a value. Each of the sub-transactions is assigned to one of a plurality of groups based on the associated category. A total value of the sub-transactions for each group is calculated. A dominant group is calculated based on the calculated total value of the sub-transactions for each group. The merchant identification descriptor associated with the dominant group is assigned to the transaction. The transaction is submitted to a payment merchant with the assigned merchant identification descriptor. The transaction may be split into multiple transactions with each assigned a merchant identification descriptor.

主权项

1. A method for processing transactions by a commerce engine, the method comprising:
receiving a transaction, the transaction comprising a plurality of sub-transactions, each of the plurality of sub-transactions associated with a category, each of the plurality of sub-transactions associated with a value; determining the associated category for each of the plurality of sub-transactions; assigning each of the plurality of sub-transactions to one of a plurality of groups based on the associated category; calculating a total value of the sub-transactions for each group in the plurality of groups; determining a dominant group from the plurality of groups, the determining the dominant group based on the calculated total value of the sub-transactions for each group; assigning a merchant identification descriptor to the transaction, the merchant identification descriptor associated with the sub-transactions in the dominant group; and transmitting the transaction to a payment merchant with the assigned merchant identification descriptor.