发明名称 FORECASTING LAGGED CURRENT TRANSACTIONS BASED ON PRIOR TRANSACTIONS
摘要 An economic performance forecasting system includes computer storage configured to store payment card transaction records. A computer processor is configured to access the computer storage and determine from the stored payment card transaction records a total (TToDate) of transaction amounts for transaction records having a transaction date and a process date during a current period as of a current date. The processor determines from the stored payment card transaction records a total (PToDate) of transaction amounts for transaction records having a transaction date in prior period and having a process date equal to or earlier than a prior date. The computer processor determines a relationship between TToDate and PToDate.
申请公布号 US2015154695(A1) 申请公布日期 2015.06.04
申请号 US201314095484 申请日期 2013.12.03
申请人 Mastercard International Corporation 发明人 UNSER Kenny;BERNARD Serge;MALGATTI Nikhil
分类号 G06Q40/00 主分类号 G06Q40/00
代理机构 代理人
主权项 1. A method of forecasting economic performance, comprising: accessing, with a computer processor, payment card transaction records stored in computer storage, wherein each payment card transaction record includes a transaction date, a process date and a transaction amount; determining, with the computer processor, from the stored payment card transaction records a total (TToDate) of transaction amounts for transaction records having a transaction date and a process date during a current period as of a current date, wherein the current period includes a start date and an end date, and wherein the current date has a relationship to the start date or the end date of the of the current period; determining, with the computer processor, from the stored payment card transaction records a total (PToDate) of transaction amounts for transaction records having a transaction date in prior period and having a process date equal to or earlier than a prior date, wherein the prior period includes a start date and an end date, and wherein the prior date has the same relationship to the start date or the end date of the of the prior period as the current date has to the start date or the end date of the of the current period; and, determining, with the computer processor, a relationship between TToDate and PToDate.
地址 Purchase NY US