| 摘要 |
<p>A payment system on a terminal using near field communications according to an embodiment of the present invention comprises: a mobile communications terminal unit having near field communications and far field communication capabilities and storing buyer payment right information; a sales service providing unit capable of communicating with the mobile communications terminal unit to exchange purchase information; and a payment server unit capable of communicating with the sales service providing unit to receive a payment request from the sales service providing unit and transmit payment approval information. The mobile communications terminal unit comprises a near field communications chip disposed thereon to determine whether an IC card recognized by a touch of a buyer matches the payment right information. The sales service providing unit is a member store terminal capable of recognizing the near field communications chip to communicate with the mobile communications terminal unit. According to the present invention, a verification process can be simplified by recognizing the IC card with a touch by disposing the near field communications chip on the mobile communications terminal unit, and the member store terminal recognizes the near field communications chip to exchange the purchase information between a buyer and a seller to allow accurate information exchange and simplify processes.</p> |
