| 摘要 |
Disclosed are a system and a method for preventing a financial crime using a short message service (SMS) wherein a text message is transmitted by a financial server to a user terminal through a communication provider server when a financial transaction such as a payment by a credit card, account transfer, or micropayment is requested; it is checked if the financial transaction is approved or not; and the financial transaction is performed only when the approval for the financial transaction is confirmed. The disclosed system for preventing a financial crime using an SMS can prevent damage due to a financial crime by transmitting a text message including links for selecting to approve or reject a financial transaction to the user terminal when the financial transaction is requested, notifying the user of the occurrence of the financial transaction, and performing the financial transaction only when the link for selecting to approve the financial transaction is selected on the user terminal. |
