支付绑定管理方法、支付伺服器、用户端以及系统;METHOD FOR BINDING AND MANAGING PAYMENT, PAYMENT SERVER, USER END, AND SYSTEM THEREOF

摘要

本发明系一种支付绑定管理方法、支付伺服器、用户端以及系统，其中，该支付绑定管理方法包括：该支付伺服器获取该用户端提交的支付绑定更改请求；支付伺服器判断一目标使用者终端是否为一支付帐号的备用绑定关系终端；若是，则支付伺服器向该目标使用者终端发送一验证资讯，并向用户端返回一提示资讯；支付伺服器获取用户端回应该提示资讯与发送的该验证资讯，并将提示资讯与验证资讯进行校验；若校验通过，则支付伺服器将目标使用者终端设置为该支付帐号的主绑定关系终端。采用本发明，可以提高支付帐号的使用安全性和连续性。; the payment server determining whether a target user terminal is a spare bound terminal of a payment account; if yes, the payment server sending authentication information to the target user terminal and returning prompt information to the user end; the payment server acquiring prompt information replied by the user end and authentication information replied by the target user terminal, and then the acquired prompt information and the acquired authentication information being examined by the payment server; and, if the examination is passed, the payment server setting the target user terminal as a main bound terminal of the payment account. Therefore, the safety and continuity of a payment account will be highly promoted.