发明名称 |
Methods Using a Mobile Device to Provide Data for Insurance Premiums to a Remote Computer |
摘要 |
A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data. |
申请公布号 |
US2015149219(A1) |
申请公布日期 |
2015.05.28 |
申请号 |
US201514589618 |
申请日期 |
2015.01.05 |
申请人 |
State Farm Mutual Automobile Insurance Company |
发明人 |
Bowne Benjamin F.;Peng Jufeng "James";Baker Nicholas R.;Marzinzik Duane Lee;Riley, SR. Matthew Eric;Christopulos Nick U.;Fields Brian Mark;Wilson J Lynn;Wilkerson Bryan T.;Thurber David W. |
分类号 |
G06Q40/08;H04W4/04 |
主分类号 |
G06Q40/08 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
Bloomington IL US |