发明名称 METHOD AND SYSTEM FOR DISTRIBUTING CONSUMER ANALYTICS TO A POINT OF SALE DEVICE
摘要 A method for distributing consumer analytics to a point-of-sale device includes: storing a plurality of consumer profiles, each profile including data related to a consumer including a consumer identifier associated with the related consumer, a plurality of consumer characteristics, and a plurality of transaction data entries, each entry corresponding to a payment transaction involving the related consumer and including transaction data; receiving a consumer profile request, the request including a specific consumer identifier and one or more requested consumer metrics; identifying a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; calculating the requested consumer metrics for the consumer related to the specific consumer profile based on the transaction data included in the plurality of transaction data entries included in the specific consumer profile; and transmitting the consumer characteristics included in the specific consumer profile and the calculated consumer metrics in response to the request.
申请公布号 US2015149243(A1) 申请公布日期 2015.05.28
申请号 US201314087224 申请日期 2013.11.22
申请人 MasterCard International Incorporated 发明人 UNSER Kenny;Bernard Serge;Malgatti Nikhil
分类号 G06Q30/02 主分类号 G06Q30/02
代理机构 代理人
主权项 1. A method for distributing consumer analytics to a point-of-sale device, comprising: storing, in a database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a consumer identifier associated with the related consumer, a plurality of consumer characteristics, and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving the related consumer and including transaction data; receiving, by a receiving device, a consumer profile request, wherein the consumer profile request includes at least a specific consumer identifier and one or more requested consumer metrics; identifying, in the database, a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; calculating, by a processing device, the one or more requested consumer metrics for the consumer related to the specific consumer profile based on the transaction data included in the plurality of transaction data entries included in the specific consumer profile; and transmitting, by a transmitting device, at least the consumer characteristics included in the specific consumer profile and the calculated one or more requested consumer metrics in response to the received consumer profile request.
地址 Purchase NY US