Smart deposit

摘要

According to one embodiment, a system includes a processor and an interface. The interface receives, from a terminal, planned-deposit information. The terminal is at a location that is remote from a deposit location. The processor associates a deposit identifier with the planned-deposit information and stores the planned-deposit information and the deposit identifier in a memory. According to one embodiment, a method includes recognizing, at a deposit location, a deposit identifier. The method includes identifying, based on the deposit identifier and information stored in a memory, a planned deposit. The method includes detecting that the planned deposit has been delivered to a depository and determining, by a processor and based on one or more business rules, an availability of funds associated with the planned deposit.

主权项

1. A system, comprising:
an interface associated with a terminal and operable to receive first information about a planned deposit, the terminal being at a location that is remote from a deposit location; a depository at the deposit location operable to receive the planned deposit, the depository comprising a scanner; a processor communicatively coupled to the interface and the depository and operable to:
associate a deposit identifier with the first information;store the first information and the deposit identifier in a memory;receive second information indicating that the deposit identifier has been scanned by the scanner and that the planned deposit has been received at the depository; andin response to receiving the second information, post funds associated with the planned deposit to an account associated with the planned deposit.