摘要 |
<p>A method of protecting account information at an account management server having one or more processors, and memory, comprising: receiving, from a portable electronic device associated with a first user account, a request to make a payment at the portable electronic device. In response to the payment request, creating a temporary first account access code associated with the first user account, storing a copy of the first account access code at the server and sending the first account access code to the portable electronic device. The method including receiving a transaction confirmation request sent from a sales terminal, wherein the transaction confirmation request comprises a second account access code, and in accordance with a determination that the second account access code matches the first account access code stored at the server, sending a transaction confirmation message to the sales terminal.</p> |