发明名称 METHOD AND SYSTEM FOR AUTOMATED DETECTION OF CAN-SPAM VIOLATIONS BY MERCHANTS AND ACQUIRERS
摘要 A method for associating a merchant account with violating activity includes: storing a plurality of merchant profiles, each profile including at least a merchant identifier; receiving a uniform resource locator or hyperlink captured from distributed electronic content that is identified as being in violation of a rule or regulation; navigating, via a browsing application program, to a webpage via the received uniform resource locator or hyperlink; initiating a payment transaction for the purchase of goods or services via the webpage; receiving an authorization request for the payment transaction, wherein the authorization request includes at least a merchant identification; transmit an authorization response in response to the received authorization request; identifying, in the database, a specific merchant profile where the included merchant identifier corresponds to the merchant identification; and indicating, in the database, the specific merchant profile as being in violation of the rule or regulation.
申请公布号 US2015127450(A1) 申请公布日期 2015.05.07
申请号 US201314071775 申请日期 2013.11.05
申请人 MasterCard International Incorporated 发明人 Howe Justin Xavier
分类号 G06Q30/02 主分类号 G06Q30/02
代理机构 代理人
主权项 1. A method for associating a merchant account with violating activity, comprising: storing, in a database, a plurality of merchant profiles, wherein each merchant profile includes data related to a merchant including at least a merchant identifier; receiving, by a receiving device, a uniform resource locator or hyperlink captured from distributed electronic content that is identified as being in violation of a rule or regulation; navigating, via a browsing application program, to a webpage via the received uniform resource locator or hyperlink; initiating, by a processing device, a payment transaction for the purchase of goods or services via the webpage; receiving, by the receiving device, an authorization request for the payment transaction, wherein the authorization request includes at least a merchant identification; transmit, by a transmitting device, an authorization response in response to the received authorization request; identifying, in the database, a specific merchant profile where the included merchant identifier corresponds to the merchant identification; and indicating, in the database, the specific merchant profile as being in violation of the rule or regulation.
地址 Purchase NY US