INFORMATION PROCESSING METHOD, DEVICE AND SYSTEM

摘要

The present application discloses methods, devices and systems for information processing, and in particular for financial transactions. In some embodiments, a check-out terminal acquires and decrypts an encrypted image displayed by or sent from a paying terminal associated with a user. The encrypted image encodes information such as account identifiers and a payment amount. Then, the check-out terminal sends a payment request to a server so that the server can respond with a message that prompts the user to provide verification information. In some embodiments, the prompting message is displayed by the check-out terminal and the verification information includes biometric information of the user. The verification information is transferred from the check-out terminal to the server to be used by the server to verify the payment request. If the verification is successful, the server generates processing results for the payment request and sends the results to the check-out terminal.

主权项

1. A method for payment transfer using a check-out terminal, the method comprising:
at the check-out terminal having one or more processors and memory storing programs executed by the one or more processors,
acquiring an encrypted image displayed by a paying terminal associated with a user, wherein the encrypted image encrypts payment information including a payment amount and an identifier of a payment account associated with the paying terminal, decrypting the encrypted image to acquire the payment information;sending a payment request to a server, wherein the payment request includes the payment information;in response to a response from the server, displaying a message prompting the user to provide verification information, wherein the verification information comprises biometric information of the user;transferring the verification information provided by the user to the server, wherein the server generates processing results for the payment request when the verification information authenticates the payment request; andreceiving and displaying the processing results returned from the server.