摘要 |
<p>According to the present invention, a payment processing system comprises; an information storage unit which stores wireless terminal information capable of identifying a wireless terminal of a customer wherein a program which uses a token code to be produced dynamically in the payment time point for a payment process is loaded, stores customer information using the program which is loaded in the wireless terminal of the customer, connects payment method information issued to the customer with the wireless information or the customer information, and performs a procedure which stores it in a designated storage medium; an information reception unit which is produced dynamically for the payment when the payment method information stored in the storage medium is extracted and it is used for the payment and receives the token code transmitted through the program loaded in the wireless terminal of the customer; and a payment processing unit which performs a procedure in which the payment information of the customer stored in the designated storage medium according to a result in which the effectiveness of the token code is authenticated is extracted and the extracted payment information is used for the payment.</p> |