MERCHANT LOAN MANAGEMENT AND PROCESSING

摘要

Methods and systems are provided for determining creditworthiness, such as for online merchants. For example, a system can comprise one or more memories that store sales performance information regarding an online merchant. One or more hardware processors can be in communication with the one or more memories and can be operable to access the sales performance information in the one or more memories. The one or more hardware processors can be further operable to determine, at least in part from the sales performance information, a creditworthiness of the online merchant.

主权项

1. A system comprising:
one or more memories storing sales performance information regarding an online merchant; one or more hardware processors in communication with the one or more memories and operable to:
access the sales performance information in the one or more memories;determine, at least in part from the sales performance information, a creditworthiness of the online merchant, wherein the creditworthiness is determined based, at least in part, on one or more traits the online merchant has in common with one or more merchants who have at least one of a higher sales volume, a lower debt, and a higher profit return; andsend a communication indicative of the creditworthiness.