SYSTEMS AND METHODS FOR ADMINISTERING INVESTMENT PORTFOLIOS BASED ON TRANSACTION DATA

摘要

The disclosed embodiments include systems and methods for administering actual and virtual investment portfolios based on transaction data associated with one or more users. The disclosed embodiments may be configured to obtain first transaction data associated with a first user and identifying one or more first products purchased by the first user. The disclosed embodiments may also be configured to obtain program data identifying a first loyalty program associated with the first user, and geographic data specifying a geographic region associated with the first user. Additionally, the disclosed embodiments may be configured to identify one or more first securities based on the first transaction data and the obtained program and/or geographic data. The disclosed embodiments may also generate one or more first electronic instructions to transmit information identifying a first set of the one or more first securities to a device of the first user.

主权项

1. An apparatus, comprising:
a storage device; and at least one processor coupled to the storage device, the storage device storing software instructions for controlling the at least one processor when executed by the at least one processor, and the at least one processor is operative with the software instructions and is configured to:
obtain first transaction data associated with a first user, the first transaction data identifying one or more first products purchased by the first user;obtain program data identifying a first loyalty program associated with the first user, the first member being a participant in the first loyalty program;identify one or more first securities based on the first transaction data and the program data, the first securities being related to (i) the first loyalty program and (ii) at least one of the first products; andgenerate one or more first electronic commands to transmit information identifying a first set of the one or more first securities to a device of the first user.