发明名称 ONLINE PAYMENTS USING A SECURE ELEMENT OF AN ELECTRONIC DEVICE
摘要 Systems, methods, and computer-readable media for securely conducting online payments with a secure element of an electronic device are provided. In one example embodiment, a method includes, inter alia, at an electronic device, generating first data that includes payment card data, generating second data by encrypting the first data and merchant information with a first key, transmitting to a commercial entity subsystem the generated second data, receiving third data that includes the first data encrypted with a second key that is associated with the merchant information, and transmitting the received third data to a merchant subsystem that is associated with the merchant information, where the first key is not accessible to the merchant subsystem, and where the second key is not accessible to the electronic device. Additional embodiments are also provided.
申请公布号 US2015095238(A1) 申请公布日期 2015.04.02
申请号 US201414481526 申请日期 2014.09.09
申请人 Apple Inc. 发明人 Khan Ahmer A.;Hurley Timothy S.;Diederich Anton K.;Dicker George R.;Herz Scott M.;Sharp Christopher
分类号 G06Q20/38;G06Q20/10 主分类号 G06Q20/38
代理机构 代理人
主权项 1. A method comprising: at an electronic device: generating first data that comprises payment card data;generating second data by encrypting the first data and merchant information with a first key;transmitting to a commercial entity subsystem the generated second data;receiving third data that comprises the first data encrypted with a second key that is associated with the merchant information; andtransmitting the received third data to a merchant subsystem that is associated with the merchant information, wherein: the first key is not accessible to the merchant subsystem; andthe second key is not accessible to the electronic device.
地址 Cupertino CA US