METHOD, APPARATUS, AND SYSTEM FOR AUTOMATED FUNDING, INCLUDING AUTOMATED REALLOCATION OF FUNDS

摘要

Embodiments provided herein provide methods, apparatuses, and systems for automated funding transactions. A method, apparatus, and system are provided for an automated transfer or reallocation of funds based upon a second request and/or completion of a funding transaction.

主权项

1. A method for providing an automated transfer of funds, comprising:
receiving data relating to an unused amount in an account associated with a first payment mechanism; determining if a user of a second payment mechanism has a pending request for funding; transferring at least a portion of said unused amount from said account associated with said first payment mechanism to an account associated with a second payment mechanism in response to determining that said user of said second payment mechanism has a pending request for funding; and transferring at least a portion of said unused amount from said account associated with said first payment mechanism to a master account in response to determining that said user of said second payment mechanism does not have a pending request for funding.