Association of contactless payment card primary account number

摘要

Embodiments of methods and machines are disclosed for enabling contactless devices, such as contactless payment cards and other devices having near-field communication (NFC) capabilities, for use as fare media in a transit and/or transportation system. Embodiments include reading contactless data from a contactless device and associating it with information received from another source on the device. For example, associating a primary account number (PAN) and/or other information received from a contactless payment card's contactless interface with a PAN obtained from a magnetic stripe of the contactless payment card. The information can then be further associated with one or more products and/or a transit user account.

主权项

1. A method for enabling a first handheld media having near-field communication (NFC) capabilities for use as fare media in a transit system providing account-based products, the method comprising:
receiving a first account identifier from a first source of the first handheld media, wherein:
the first account identifier is unique to the first handheld media, the first account identifier including a primary account number (PAN); andthe first source comprises an NFC interface; receiving a second account identifier from a second source of the first handheld media, wherein the second account identifier is different than the first account identifier; responsive to receiving the first account identifier and the second account identifier from the first handheld media, creating a transit user account for managing transactional information of a user of the transit system, the transit user account having:
information including the first account identifier and second account identifier; andinformation associating the account with a transit product; enabling the first handheld media for use as fare media at one or more access control points of the transit system; receiving, at an access point of the transit system, a third account identifier from an NFC interface of a second handheld media, the third account identifier including the PAN of the first account identifier; determining that the second handheld media is not associated with the transit product associated with the first handheld media; and denying a person the ability to use the transit product associated with the first handheld media based, at least in part, on the determination.