METHOD, APPARATUS AND RECORDING MEDIUM FOR SUPPORTING ELECTRONIC PAYMENT

摘要

A method comprises receiving user payment information including a user identifier for paying for an item from a user terminal or a shop payment terminal, determining at least one payment mean available at the payment terminal based on a shop payment information database, comparing payment conditions when two or more payment means are available, and transmitting the prioritized payment means based on a result of the comparison to the user terminal or the shop payment terminal. An electronic wallet server comprises a controller configured to compare payment conditions when two or more payment means are available, and cause the transceiver to transmit prioritized payment means based on a result of the comparison to the user terminal or the shop payment terminal.

主权项

1. A method for supporting electronic payment using an electronic wallet, the method comprising:
receiving user payment-related information including a user identifier from a shop terminal, according to a request for paying for an item; determining at least one payment mean available at the shop terminal based on a shop payment-related information; determining at least one payment condition for the item with respect to at least one payment mean; and transmitting at least one payment condition selected from among the at least one payment condition according to a predetermined priority, to the user terminal.