CHIP CARD DEPLOYMENT DRIVEN BY TRAVEL ITINERARY METHOD AND APPARATUS

摘要

A system, method, and computer-readable storage medium to issue CHIP-enabled payment cards to cardholders based on their propensity to travel to locations where the use of CHIP is dominant.

主权项

1. A method comprising:
receiving, via a network interface, payment card transaction data from a merchant bank, the transaction data including a cardholder identifier associated with a customer, addenda for the transaction data, and a vendor; extracting travel information from the addenda with a processor, the travel information including an anticipated location; matching the anticipated location, with the processor, against a database of predetermined locations where CHIP-enabled cards are used; and transmitting to an issuer a message via the network interface, the message informing the issuer of impending travel by the customer when the anticipated location matches against the database of locations where CHIP-enabled cards are used.