发明名称 |
DISTRIBUTED PAYMENT SYSTEM AND METHOD |
摘要 |
The present invention provides a payment system that allows a mobile communications device (MCD) to interact with a merchant processing device (MPD) and a payment engine. A communications component associated with the payment engine can send requested barcodes to the MPD, receive barcodes or alphanumeric Universal Product Codes from customer MCDs, and handle payment authorizations and settlements. A barcode management component can generate and interpret barcodes based upon merchant offerings and client requests. A security algorithms component can employ an offset pair algorithm to convert each digit from a payment card information into an offset pair of digits to facilitate security in accordance with one embodiment of the present invention. |
申请公布号 |
US2015088673(A1) |
申请公布日期 |
2015.03.26 |
申请号 |
US201414557186 |
申请日期 |
2014.12.01 |
申请人 |
Higgins, SR. Kevin L.;Magruder Andrew |
发明人 |
Higgins, SR. Kevin L.;Magruder Andrew |
分类号 |
G06Q20/32;G06Q20/20;G06Q20/40;G06Q20/38 |
主分类号 |
G06Q20/32 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
Mason OH US |