| 摘要 |
The invention relates to the field of financial information technology, and more specifically to a method for the mutual crediting of users of communications services. The present invention can be used for setting up and using systems implementing crediting and the performance of financial transactions using non-cash funds, inter alia without the use of standard credit cards and without opening accounts in a credit organization. The proposed method solves the problems of the invention, is characterized by novelty in principle and makes it possible to issue and return credit without the use of a credit card and to use other payment tools apart from credit cards, specifically a client's mobile device (mobile telephone, tablet), and also to increase the efficiency of the return of credit, to provide mutual credit and to provide credit on an auction basis. |
