| 摘要 |
<p>The present invention relates to a payment processing system using mobile cards and a system thereof. According to an embodiment of the present invention, the payment processing system includes: a mobile terminal with a built-in mobile card; a prepaid card company server; and a credit card company server. The payment processing method includes the steps of: transmitting the payment-related information to the credit card company server and requesting a temp-approval for the payment limit amount; charging the payment limit amount to the mobile card after the temp-approval; requesting to cancel the temp-approval when a refund for the charged amount is request; requesting to approve the purchase of the usage amount of the mobile terminal when the temp-approval is canceled; requesting the temp-approval for the payment limit again when the purchase approval is complete; and charging the payment limit amount to the mobile card.</p> |
