Mobile device enrollment for online banking transactions

摘要

Embodiments of the invention are directed to systems, methods and computer program products for enrolling a user in a device identification program. In some embodiments, a system is configured to: receive device identification information from a mobile device, receive user information associated with a user, the user information enabling identification of the user, associate the device identification information with the user information, and create a record based on the device identification information and the user information.

主权项

1. A system for enrolling a mobile device with a customer's online banking account, comprising:
a computer apparatus including a processor and a memory; and an online banking module stored in the memory, executable by the processor and configured for:
determining that the mobile device has initiated a first online banking session associated with the customer's online banking account;based on determining that the mobile device has initiated the first online banking session, automatically collecting device identification information associated with the mobile device and first account identification information associated with the customer's online banking account;determining that a computing device has initiated a second online banking session associated with the customer's online banking account;transmitting an indication to the computing device that the mobile device has accessed the customer's online banking account;receiving an enrollment request from the computing device to associate the mobile device with the customer's online banking account; andassociating the device identification information associated with the mobile device with the customer's online banking account and creating an association record based on the device identification information associated with the mobile device and the first account identification information associated with the customer's online banking account, the first account identification information enabling the identification of the customer.