发明名称 Systems and Methods to Provide Location Indication in Transaction Data
摘要 A computing apparatus configured to: receive an authorization request for a payment transaction initiated in a transaction terminal; determine whether a location of the transaction terminal is in a travel region of the user in accordance with travel information of the user; and provide an indicator in the authorization request transmitted to an issuer processor in accordance with a result of the determination of whether the location of the transaction terminal is in the travel region of the user.
申请公布号 US2015081349(A1) 申请公布日期 2015.03.19
申请号 US201414484727 申请日期 2014.09.12
申请人 Visa International Service Association 发明人 Johndrow Colette Michele;Jiang Zhongxiao;Brumbaugh Sara A.;West Michael;Zucker Chad William;McGregor Todd
分类号 G06Q10/02;G06Q20/10;G06Q20/40 主分类号 G06Q10/02
代理机构 代理人
主权项 1. A computer implemented method, comprising: receiving, in a computing apparatus, travel information of a user of a payment account, the travel information identifying a time period of a travel plan of the user, and a location to be visited in the travel plan of the user; storing, in the computing apparatus, the travel information of the user in association with the payment account; and during the time period of the travel plan of the user, receiving, in the computing apparatus, an authorization request for a payment transaction in the payment account, the payment transaction initiated in a transaction terminal;determining, by the computing apparatus, whether the transaction terminal is located with a travel region of the user in accordance with the travel information; andproviding, by the computing apparatus, an indicator in the authorization request transmitted to an issuer processor of the payment account, in accordance with a result of the determining, wherein the indicator has a first state when the transaction terminal is determined to be located within the travel region of the user, andthe indicator has a second state when the transaction terminal is determined to be located outside the travel region of the user.
地址 San Francisco CA US