REMOTE TRANSACTION PROCESSING USING BIOMETRICS

摘要

In various embodiments, transactions among consumers, merchants, and transaction-processing entities are processed and authorized at least in part on the basis of biometric indicia obtained from the consumers.

主权项

1. A method of processing a transaction among a consumer, a merchant, and a transaction-processing entity, the method comprising:
receiving, by a server, (i) biometric indicia of the consumer and (ii) purchase data for an item to be purchased; in response to receipt of the biometric indicia and purchase data, causing lookup of a subscriber record corresponding to the biometric indicia; upon successful lookup of the corresponding subscriber record, obtaining validation criteria; and determining whether the validation criteria are satisfied based at least in part on the purchase data, and if so, transmitting an acknowledgment authorizing the transaction.