Systems and methods for electronic fund transfers for use with gaming systems

摘要

Electronic fund transfer (EFT) systems and methods are disclosed for managing and transferring electronic funds from a patron's financial account to provide gaming or amusement credit in physical or electronic form. The systems comprise an electronic fund transfer (EFT) device, a secure payment gateway configured to connect to the patron's financial accounts via a financial network, a host system, and a funds management portal connected to the host system and to the secure payment gateway. The EFT device is configured to communicate with the patron's financial account via a secure connection to the secure payment gateway and to transmit instructions for transferring electronic funds from the patron's financial account to a credit system via the secure payment gateway and the funds management portal.

主权项

1. A system for purchasing gaming or amusement credits via electronic funds transfer, the system comprising:
(A) at least one gaming device; (B) at least one credit system configured to dispense gaming or amusement credits suitable for use with the at least one gaming device to a patron; (C) a secured first computing device in electronic communication with the at least one credit system; (D) an electronic funds transfer terminal certified for use in an electronic funds transfer system (i) proximate to but separate from the at least one credit system, (ii) in exclusive secured electronic communication with the secured first computing device, (iii) configured to receive instructions from the patron to transfer funds from a financial account to purchase gaming or amusement credits, and (iv) further configured to communicate an electronic fund transfer request to the secured first computing device; (E) the secured first computing device (i) in further secured electronic communication with a network associated with the financial account, (ii) further configured to communicate the electronic fund transfer request to the network associated with the financial account, (iii) further configured to receive a transfer of electronic funds via the network associated with the financial account, and (iv) further configured to transmit an authorization to the at least one credit system to dispense gaming or amusement credits to the patron; and (F) a secured second computing device comprising a database separate from, but in secured electronic communication with, the secured first computing device and configured to receive confirmation of the transfer of electronic funds from the secured first computing device.